Financing

Mortgage Applications Rise as Rates Fall

The Mortgage Bankers Association said its index of mortgage application activity rose 4.3 percent. Continue Reading »

Zillow Mortgage Marketplace: 30-Year Loan Hits 6-Week Low

Upcoming economic reports could soon send mortgage rates back up. Continue Reading »

Housing Industry Wonders: What Does Mel Watt Want?

"Watt's voice ... has been muted. He hasn't publicly been part of the debate." Continue Reading »

Missed Mortgage Payments Are Back on the Rise

"If delinquencies reach an uncomfortable level, we may see lenders pull back again." Continue Reading »

Top Fed Official: Rapid Hikes in U.S. Interest Rates Unlikely

"It seems less likely that we will experience a growth spurt in the next couple of years that would engender concerns about rapid wage pressures and changes in inflation expectations." Continue Reading »

FHA Program Gives Distressed Homeowners a Second Chance

You could be back in the homebuying market only a year after a foreclosure, short sale or a deed in lieu of foreclosure, under the FHA Back to Work Program. Continue Reading »

Mortgage Applications Fall as Refinancing Drops

Applications for U.S. home mortgages fell last week even though the number of loan requests for home purchases grew. Continue Reading »

Group Seeks to Shield Investors in Fannie, Freddie Wind-Down

"The rules of the game cannot be changed in the middle of an inning" Continue Reading »

Zillow Mortgage Marketplace: 30-Year Rate Drops Again

"We expect rates to remain about where they are now...." Continue Reading »

Homebuying Factors that Mortgage Calculators Miss

It's smart to take advantage of resources like mortgage calculators to help you make homebuying decisions, but that's only a start. Continue Reading »

Reverse Mortgages: Weighing the Risks

Reverse mortgages are a legitimate financial alternative for those who want to remain in their homes but lack the cash flow to do so, but there are pitfalls. Continue Reading »

Expect Home Prices to Keep Rising, but Not So Fast

Home prices reportedly have increased 12.2 percent in the past year, but that's a pace that's expected to slow down soon. Continue Reading »

Mortgage Rates Move Up a Tick in Latest Survey

Average U.S. rates on fixed mortgages rose slightly this week, reports mortgage buyer Freddie Mac. Continue Reading »

Crowdfunding Becomes a Hot Property in Real Estate Investing

"One thing these projects have done is democratized the process of owning a piece of the real estate deal." Continue Reading »

Mortgage Applications Fall in Latest Week

Even though loan requests for home purchases rose, applications for U.S. home mortgages fell last week on lower refinancing demand. Continue Reading »

Zillow Mortgage Marketplace: 30-Year Fixed Rates Fall Back

“Rates dropped last week, erasing most of the run-up triggered previously by the Fed’s surprisingly aggressive guidance on plans to increase the Federal Funds Rate.” Continue Reading »

Homebuying: 4 Must-Do's Before You Even Start Shopping

Homebuyers should do the financial legwork before shopping for a home. Continue Reading »

Top Democrat's Mortgage Reform: A Lender-Owned Co-op

"Fannie Mae and Freddie Mac's return to profitability and repayment of taxpayer dollars has led some to rightly speculate whether (they) need any reform at all." Continue Reading »

Mortgage Rates Tick Up on Fed Chair's Comments

Rates on fixed mortgages rose after Federal Reserve Chair Janet Yellen suggested that it could start raising short-term interest rates by mid-2015. Continue Reading »

Buying a Home With No Down Payment

There are actually a few ways you can get a home with 100 percent financing. Continue Reading »

Mortgage Applications Fall as Interest Rates Pick Up

Applications for U.S. home mortgages reportedly fell last week as interest rates rose to the highest level since January. Continue Reading »

Zillow Mortgage Marketplace: 30-Year Fixed Rate Surges

"We expect rates will inch up further on the momentum of last week's direction from the Fed and expectations of positive news from economic data...." Continue Reading »

Former FHFA Chief DeMarco Departing the Agency in April

Edward DeMarco, former acting director of the housing regulator that oversees Fannie Mae and Freddie Mac, said on Monday that he would leave the agency at the end of April. Continue Reading »

Why a Long Commute Can Take a Toll on a Mortgage

Smart homebuyers take commuting expenses into account, regardless of whether a lender will penalize them for it or not. Continue Reading »

Mortgage Rates Edge Back Down in Latest Survey

After rising the week before, average U.S. rates on fixed mortgages declined last week, reports mortgage buyer Freddie Mac. Continue Reading »

Mortgage Applications Fall in Latest Week

Applications for U.S. home mortgages reportedly fell last week as both purchase and refinancing applications slipped. Continue Reading »

Zillow Mortgage Marketplace: 30-Year Fixed Rate Drops

The 30-year fixed mortgage rate steadily declined last week, dropping to as low as 4.13 percent before rising slightly to today’s rate. Continue Reading »

City Offers $200,000 Loans to Middle-Class Homebuyers

San Francisco offers $200,000 loans to some homebuyers toward a down payment on their first house or condominium. Continue Reading »

Saving for a Home: How Much Is Enough?

How much you need in savings to satisfy a mortgage lender can depend on many factors, including the type of mortgage and size of the loan to the property itself. Continue Reading »

Mortgage Rates Edge Up, Remain Near Historic Lows

Mortgage rates have risen about a full percentage point since hitting record lows roughly a year ago. Continue Reading »

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