Posts with tag credit bureaus

Successfully obtaining a mortgage requires meeting certain numbers. There's the amount of the down payment that you must have in your bank account. The amount of annual earnings you must show to prove you can manage the mortgage. And then there is your credit score. Right now, that credit score needs to be in the mid... Continue Reading »

Glamis Haro is the last person you'd expect to be hounded by a collection agency. As the lending manager at Union Settlement, a federal credit union in Harlem, N.Y., she'd spent years advising clients on how to avoid the exact situation she suddenly found herself in. But it wasn't negligence that landed Haro in hot... Continue Reading »

Jennifer Labin was coming up on the seventh year of her adjustable rate mortgage when she decided it was time to try to lower her interest rate. Jennifer and her husband had lived in their Maryland townhouse for the better part of a decade. But with a bigger family on the way and the interest rate on their ARM about to... Continue Reading »