Posts with tag credit score

By Kate Ashford Buying a home is one of the biggest decisions you can make, and it's likely the largest purchase you will ever make. So it's no surprise that there are multiple ways you can trip up. Getting a mortgage is about more than having your offer accepted and signing on the dotted line. (Or hundreds of dotted... Continue Reading »

By Shannon McNay When it comes to debt, we each tend to think of different types of debt in different ways. For example, you may feel "normal" for having an auto loan but ashamed of having credit card debt. So what about real estate? People buy homes either as a home to live in or as a way to earn extra income. Either... Continue Reading »

There have been numerous improvements in the economy and the housing market, specifically in the last few years, and that is reflected in the type of credit ratings carried by potential homebuyers nationwide through the end of last year. With the slowly improving economy and jobs numbers, many consumers are now finding... Continue Reading »

By Gerri Detweiler It hardly seems possible that mortgage rates can get much lower, but they have. Homeowners are taking notice and refinancing their mortgages. Freddie Mac reports that 30-year fixed-rate mortgages have reached an all-time record low at 3.4 percent for the week ending Sept. 27, down from last week's 3.49... Continue Reading »

By Christopher Maag Melissa was about to try and live the American Dream. Eager to buy a house, she applied for a pre-approved bank loan only to discover that an old unpaid bill that she resolved two years ago is still lingering on her credit report. That's dragging down her score. And she's getting desperate. "I can't... Continue Reading »