home loan - Articles

Can't Get a Mortgage? Here's Why

By Chris Birk Left out in the cold by a tight lending climate, prospective homebuyers are finally starting to see a thaw. Fifty-one percent of respondents to the latest Fannie Mae National Housing Survey indicated it's now likely easier to secure a mortgage. That latest burst of confidence could help keep the housing... Continue Reading »

'FHA,' 'Home Loan' Lead Spike in Google Real Estate-Related Searches, NAR Study Shows

Think real estate is a boring topic? Not according to Google! (And us, obviously). According to a new study from the National Association of Realtors, real estate-related searches on Google have skyrocketed 253 percent over the past four years. Apparently, this hike in real estate interest can be attributed to a surge... Continue Reading »

How to Get a Home Loan With Bad Credit

To easily snag a home loan, an applicant needs to be a "triple threat" -- have an excellent credit rating, a large down payment, and low debt-to-income ratio with steady significant income. But even if you have bad credit, you don't have to rule out future home ownership. Homebuyers with bad credit due to a foreclosure or... Continue Reading »

Closing Costs: No Surprises

Many homebuyers mistakenly arrive at closing unprepared for a laundry list of closing costs: major and minor fees that are a routine part of any home purchase. This can be because the lender increased fees on lender-controlled aspects of a transaction, or because a buyer chose a third party (appraiser, inspector,... Continue Reading »

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