insurance claims - Articles

Homeowners Insurance: Claims on Small Losses Can Carry Big Costs

Shutterstock By Herb Weisbaum You buy homeowners insurance hoping you'll never need to use it. Then something happens. It's not a big loss -- maybe the neighbor's kid throws a ball through a window or a falling branch damages the rain gutter. You think of filing a claim. After all, that's why you've paid the premiums... Continue Reading »

Hurricane Sandy Class-Action Lawsuit Says Insurance Companies Fudged Damage Claims

Victims of Hurricane Sandy and Hurricane Irene in New Jersey have filed a class-action lawsuit against nine insurance companies that allegedly denied their claims by misinterpreting the definition of a basement. Many residents who live in ground-floor units didn't receive insurance compensation because their homes were... Continue Reading »

Hurricane Sandy Insurance: Governors Say No to Hurricane Deductibles

Homeowners in New York, New Jersey and Connecticut will save thousands of dollars in insurance costs after several state governors declared that Sandy did not make landfall as a hurricane, exempting them from insurers' hurricane deductibles Unlike regular deductibles that require homeowners to pay a set dollar amount --... Continue Reading »

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