Apr 15th 2013 1:00PM
By Scott Sheldon Want to be 100 percent responsible for someone else's obligation? Then co-sign for them on a mortgage -- and you'll be just as responsible for repaying the obligation as they are, even though you are co-signing to simply help the other party. When you co-sign on a big-ticket item like a mortgage, you are... Continue Reading »
Apr 12th 2013 2:00PM
By Deanna Templeton Foreclosures can do a number on your credit report, even for years after they happened. With the Great Recession causing an upheaval in the housing market and many homeowners behind on payments, the aftermath of foreclosures is still a reality for many Americans today. One reader wrote to Credt.com... Continue Reading »
Apr 11th 2013 5:20PM
By Vera Gibbons The Federal Housing Finance Agency announced the extension of the Home Affordable Refinance Program, or HARP, through the end of 2015. HARP is one of two government programs aimed at helping homeowners who are current on their mortgage -- but have little to no equity -- to refinance their mortgage at a... Continue Reading »
Apr 8th 2013 2:15PM
By Chris Birk Mortgage rates are beginning to creep up, but they're still well within the kind of range that makes longtime homeowners shake their heads in disbelief. The average interest rate on a 30-year fixed-rate mortgage hit 3.63 percent for the week of March 10, marking the highest point since last summer. So while... Continue Reading »
Apr 5th 2013 10:45AM
By Kate Ashford Buying a home is one of the biggest decisions you can make, and it's likely the largest purchase you will ever make. So it's no surprise that there are multiple ways you can trip up. Getting a mortgage is about more than having your offer accepted and signing on the dotted line. (Or hundreds of dotted... Continue Reading »
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