Have Government Programs Helped Homeowners?" alt="Have Government Programs Helped Homeowners?" />

The national housing market is seemingly improving all the time, but unfortunately for many homeowners across the country, negative equity is still a significant burden that can lead to large amounts of stress and financial difficulties. However, government programs still continue to help these people to better deal with ... Continue Reading »

8 Key Facts About Your Mortgage APR" alt="8 Key Facts About Your Mortgage APR" />

By Scott Sheldon Securing a mortgage today requires careful consideration of all the figures associated with the transaction. The biggest figures that most homebuyers pay attention to include loan amount, interest rate, closing costs and the one most benign to consumers, the annual percentage rate (APR for short), ... Continue Reading »

Are No-Cost Mortgages Always the Best Deal?" alt="Are No-Cost Mortgages Always the Best Deal?" />

By Scott Sheldon A program made popular in the height of the subprime lending environment was the no-cost mortgage. No-cost mortgages have gotten quite a bit of exposure lately, as consumers seek to better understand loan terms, interest rates and how to qualify for mortgages in an ever-tightening credit market. And then ... Continue Reading »

How Student Loans Can Keep You From Buying a Home" alt="How Student Loans Can Keep You From Buying a Home" />

By Barry Paperno As student loans take on an increasing presence among the 20-something generation of college graduates -- who have traditionally made up a high proportion of first-time homebuyers -- the impact of student loan debt on a mortgage application becomes increasingly important. That's especially because about ... Continue Reading »

Renting vs. Owning: How Do You Know Which Is Right for You?" alt="Renting vs. Owning: How Do You Know Which Is Right for You?" />

By Benjamin Feldman At this time, when housing prices are starting to rebound and interest rates are still very low, a lot of people are saying that you should buy a house in 2013. But is homeownership the right choice for your finances? The answer, of course, is "it depends." However, for many of us there is a clear ... Continue Reading »