In today's housing market, the only sure thing seems to be renting a home. Consumers, investors and lenders are all entering or reentering the rental market in droves, making this subsector of the housing market prime for continued growth. According to U.S. Census data, over 2 million people between the ages of 20 ... Continue Reading »

When I first got into the real estate industry, there were a few benchmark economic reports that clearly influenced the direction of mortgage rates. Today things are not so simple. The velocity of capital in the financial markets runs at warp speed and so does change to underlying markets, including mortgage rates. ... Continue Reading »

I often hear people wonder aloud why banks won't loosen underwriting standards on home mortgages. I'm beginning to wonder the same thing. That's because I think it is time for lenders to start issuing mortgages to non-prime borrowers again, though not on the same shaky terms that triggered the housing crisis of 2008, of ... Continue Reading »

Despite all of the sensational headlines calling for a national foreclosure freeze, the best solution to the fiasco is more centralized than many politicians would have you believe. After all, only one small industry is at the center of the robo-signing foreclosure conundrum that's currently gripping the housing market: ... Continue Reading »

In my previous article I outlined some of the now historical flaws in the housing finance system as discussed by certain panelists at the recent Future of Housing Finance Conference in Washington, specifically the misalignment of objectives within Fannie Mae and Freddie Mac, which led to their systemic failure. Now I'd ... Continue Reading »