affordability calculator

Do you know how much home you can afford? If the answer is 'no' or 'maybe', then you need to take advantage of our mortgage affordability calculator.

Using our affordability calculator is simple. First, gather up your annual income, how much you pay in debt every month, down payment and mortgage payment. Next, enter this information into our handy affordability mortgage calculator, and we'll show you how much house (and home loan) you can really afford.

With the data from our affordability calculator, you can figure out which home loan suits you best. Not to mention, you can start perusing listings of homes for sale that are in your price range. Step into the game with powerful real estate knowledge by using our affordability calculator today!

Income and Debt Obligations
Current combined annual income
Monthly child support payments
Monthly auto payments
Monthly credit card payments
Monthly association fees
Other monthly obligations
New Loan Assumptions
Annual interest rate on new mortgage: %
Term of new mortgage: (years)
Funds available for a down payment
Estimated annual property taxes
Estimated annual homeowner's insurance
Front-end ratio: (%)
Back-end ratio: (%)
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Do you know what kind of mortgage you have?

Foreclosure laws vary widely from state to state. In Alabama, late-paying homeowners can lose their properties to foreclosure at breathtaking speed -- as little as 30 days after a delinquency notice is published. In New York State, the process can drag on for more than a year. View Most Ruthless Foreclosure States