These 10 U.S. states had the highest share of outstanding adjustable-rate mortgages in the third quarter of 2007. The share of adjustable-rate mortgages in the 2007 third quarter was provided by the Mortgage Bankers Association. The foreclosure rate for November 2007, was supplied by RealtyTrac. The average credit scores for November, 2007, came from NationalScoreIndex.com operated by Experian Consumer Direct. The average credit score for the U.S. is 693. Any score at or below 620 is considered subprime.
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